risk is higher in those who are immunocompromised (including diabetics), and in those who are overweight
it is probably important to delay putting on underwear after a bath or swim until the groin area is quite dry, particularly in warm, humid environments
it may be beneficial to not wear underwear when relaxing in warm humid environments - however, when going for a walk, wearing underwear in these situations may reduce skin irritation and rashes from thigh friction on moist skin
if you already have fungal groin infection, then at least at home, probably should avoid perpetuating it, and ensure the groin area is dry by allowing it to ventilate adequately
polyester underwear is a particular issue for women in this regard, and most would advise more breathable cotton underwear
change underwear daily
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